What the Credit Card Companies Don’t Want You To Know

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What the Credit Card Companies Don’t Want You To Know

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  1. This is just stupid. I’m 19 and I have never paid a single penny in interest while using credit cards. Credit cards are better than cash. I have 2 of them and I have received many benefits from them. Obviously never use a credit card than what you know you can’t afford. Always pay it off immediately. Today many credit cards companies show you your expenses and categorize everything that you have spent money on. If you know how to use a credit card responsibly you’re winning.

  2. So you use a debit card and I use a credit card, but neither one of us can remember what we spent on gas…right? I remember! Because I get a 4% rebate on fuel, and I've never paid interest in my LIFE! He's basically saying don't be impulsive and don't pay anything less than the statement balance and you'll be (better than) fine. But most folks don't have the discipline to do this.

  3. I started listening to you a few weeks ago and because I dont like the feeling of stupid; I started paying my debt. I had savings and realized I was just hoarding the money and not using it. Started with my son's braces which they got me almost half off since I paid at once. Now I'm tackling a jetski and I predict in a year or less I'll be able to buy a house.

  4. Personal finance is personal. To have an attitude that offers no flexibility when a majority of people do have self discipline is also stupid. Credit cards are a resource that based on the what the person is seeking to do is a great option. I understand most of Dave’s core audience have no discipline, and are morons when it comes to money, but to do a “one size fits all” approach is wrong. What I do give Dave credit for is he establishes a behavior that allows people to get their choices under control. But if someone wants to build wealth and invest, Dave is not strong in advising competent people.