How to Start Managing Money The Right Way!

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Chris Hogan Ramsey Personality, #1 national best-selling author, host of The Chris Hogan Show, and expert on wealth-building. #EverydayMillionaires is available NOW! The Chris Hogan Show takes your calls on retirement, investing and building wealth. With new episodes each week, Hogan educates, encourages and empowers you on your journey to becoming an everyday millionaire. Call us with your success stories or questions about money. Leave us a voicemail at 844.283.9383. You can also email us at

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Comment (65)

  1. I'm on baby step two got rid of all my credit cards except one, I feel like I need it for more than one reason.. My main job is Hvac Sales but my side job is Lyft & Uber that I use the Costco credit card that not only is it always .30 cents or more cheaper per gallon but also gets me 4% back that pays for that membership every year and gives me a little extra cash in my pocket. Also give me roadside assistance dispatch service.. I can't see me getting rid of it.

    NOTE: I only use it for gas not used for food, I use my envelopes system for that.

  2. If you had medical bills total $12k with no interest, and an HSA account giving me $350 pretax dollars per month toward my bill, and mortgage of $184k with a 3.875 % interest rate, should I attack the mortgage with extra cash and be patient with my HSA to pay off medical bills? Or use debt snowball and attack medical bills, even with post-tax dollars and my mortgage have interest charged? Why or why not?

  3. One thing that I ask myself “I want this but do I have time to really use this?” This enabled me to not to have cable. I asked myself “ what do really want in a car?” I found out that I really only need to to have a 6000 to 8000.00 car.